Attention homeowners in Glendale and Maricopa County: Need an appraisal?
The top 7 reasons AZ homeowners hire Morris Appraisals, Inc.:
Need help deciding the price of your house in or near Glendale, AZ?
At Morris Appraisals, Inc., we understand the unique needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Morris Appraisals, Inc., are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value report than yours. Appraisals to remove PMIA fashionable way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. Morris Appraisals, Inc. is experts in helping homeowners just like you dismiss undesirable PMI insurance. Challenging a property tax assessmentLets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Morris Appraisals, Inc. is your strongest weapon. Recently got a freeze your HELOC?Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Morris Appraisals, Inc. can provide you with an expert appraisal to help you reinstate your home equity line of credit. Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for efficiency, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property. |